buyers
Buy now, settle later
Get your foot on the property ladder
Buy now without the stress and pressure of a typical 30 to 90-day settlement. Ideal for first home buyers, upsizers, downsizers and investors, RealFuture gives you time to continue to save the balance of your deposit during the extended settlement period, while receiving half of any increase in the value of your new home between exchange and settlement.
FIND YOUR futureSecure your home nowand settle up to three years later.
Buy a property now without the pressure to settle in 30 to 90-days, providing more time to continue saving or to plan your move.
Secure with a 5% deposit on exchange and a second 5% deposit halfway through the nominated settlement term.
Receive half of any increase in the value of your new property during the settlement period.
The easy way to enter the property market sooner.
We’ve made it easy for you to buy property now, with a long settlement of up to three years. Find properties on our website and contact the agent to inspect or buy. Exchange with just 5% deposit then continue to save. You’ll also receive half of any increase in value of your new home between exchange and settlement.
FIND YOUR HOME
Try our online calculator
If you want to buy a home, but don’t have 20% deposit or funds to settle, run the numbers to see how RealFuture could work for you.
Frequently Asked Questions
Yes. RealFuture uses real estate agents to list, show and sell properties, and all sale contracts are conducted under the relevant law in every state or territory in Australia. All contracts are legally binding and enforceable by the applicable laws in each state and territory. We encourage vendors and buyers to seek independent financial and legal advice when listing or purchasing properties.
The big difference with RealFuture, which benefits both vendors and buyers, is the long settlement period we include in sale contracts. Typically, property sales settle in somewhere between 30 and 90 days. With RealFuture, a long settlement of between one year and three years, combined with two staged deposits and shared increase in value makes us a new and different way to buy and sell property in Australia. Other than that, the process is the same including conducting inspections and sale process through licensed real estate agents.
Yes. Our contracts are based on standard property sale contracts but with the crucial differences of settlement term, deposit value and payments and shared increase in value between exchange and settlement. Contracts are valid under the laws of the states and territories in which they are signed. Vendors and buyers are legally bound to conduct themselves per the contract they have signed. All parties are encouraged to seek independent legal advice when buying and selling property on the RealFuture platform
RealFuture engages an expert panel of valuers to determine the value of the property at settlement. If the vendor is not happy with the first valuation, a second valuer is engaged to determine the value of the property at settlement. The difference between settlement value and the value of the property at exchange is then determined, and half of the value is assigned to each of the vendor and buyer to work out the distribution of funds to complete the property sale.
